Private Health Fund CPAP Cover

  • Many patients with private health cover are eligible for a rebate on their CPAP devices depending on what kinds of extras are covered and to what amount
  • Easy CPAP has been working with NDIS since the beginning and can support your CPAP equipment needs through your NDIS plan. We can organise a quote to your NDIS registered provider and once payment has been made, you order will be shipped out. If you require a quote please email info@easycpap.com.au with your details.

Please see the table below of CPAP rebate amounts for various Private Health Funds in Australia. Note, Health funds may regularly revise their cover through the year. Whilst we attempt to keep this table updated regularly, you are advised to check with your health fund for the latest cover pertaining to your individual circumstances.

Title ATO ID Contact Number Level of Cover Rebate amount Rebate Item (e.g. CPAP / Mask / Both) Annual renewal
ACA Health Benefits Fund ACA (02) 9847 3390 Complete Ancilliary Up to 80% of cost up to $1200 CPAP and masks 5 years
ahm Health Insurance AHM 131 246 Essential hospital cover $500 on machine CPAP and masks 1 person every 5 years
    Family hospital cover $500 on machine CPAP and masks 1 person every 5 years
    Top hospital cover $500 on machine CPAP and masks 1 person every 5 years
Australian Unity Health Limited AUF 13 29 39 Extras cover starter 60% + health boost $300 combined with health and hearing aids CPAP and masks. NOT ACCESSORIES  
    Extras cover platinum 80% $600 combined with health and hearing aids CPAP and masks. NOT ACCESSORIES  
Bupa Australia Pty Ltd BUP 134 135 Extras silver cover 60% of cost. One claim every 2 years up to $500.  CPAP machine ONLY  
    Extras gold cover 75% of cost. One claim every 2 years up to $750 CPAP machine ONLY  
    Extras platinum cover 85% of cost. One claim every 2 years up to $1000 CPAP machine ONLY  
CBHS Health Fund Limited CBH 1300 654 123 Tops extras cover $1,000 CPAP and masks 3 years
    Intermediate extras cover $350 CPAP and masks 3 years
CDH Benefits Fund CDH 02 4990 1385 Top ancilliary cover 75% of cost to a maximum of $500 Machine only  
Central West Health Cover CWH 133 206        
CUA Health Limited CPS 133 282 Silvers extras 60% of cost to a max of $400 CPAP and masks covered. NOT accesories  
    Gold extras 80% of cost to a max of $600 CPAP and masks covered. NOT accesories  
Defence Health Limited AHB 1800 335 425 Top extras $1000 per person CPAP and mask.  3 years
Doctors' Health Fund AMA 1800 226 126 Total extras 75% of the cost of the item where use was ordered by a registered practitioner up to $1000 CPAP and masks Benefit paid twice per year for consumables. Non-consumables paid two years after first supply
    Essentials cover 75% of the cost up to $500   Benefit paid twice per year for consumables. Non-consumables paid two years after first supply
GMF Health GMF 1300 308 712 Mid extras and complete extras 80% of cost up to a max of $750 for purchases and $100 for rentals CPAP machine ONLY 3 years
GMHBA Limited GMH 1300 446 422 Silvers extras 100% up to $200   One machine per membership every 3 years
    Gold extras 100% up to $200   One machine per membership every 3 years
Grand United Corporate Health FAI 1800 249 966        
HBF Health Limited HBF 13 34 23 Essentials cover, extras essentials and premium essentials  All three covers give back a maximum of $720 CPAP machine ONLY 5 years
HCF HCF 13 13 34 Multicover $500 CPAP and masks 3 years
    Super multicover $600 CPAP and masks 3 years
Health Care Insurance Limited HCI 1800 804 950 Essential (package only) 90% of cost up to $400 CPAP and masks and tubing 3 years
    Premier 90% of cost up to $700 CPAP and masks and tubing 3 years
Health Insurance Fund of Australia Limited HIF 1300 134 060 (WA based) Premium and super extras Up to $600 CPAP machine ONLY 5 years
Health Partners SPS 1300 113 113 Gold extras 85% of cost up to $1500 every 5 years CPAP and masks and tubing 5 years
health.com.au HEA 1300 199 802 High 65 extras 65% of cost up to 300 CPAP and masks 1 year
    High 75 extras 75% of cost up to 400 CPAP and masks 1 year
    High 85 extras 85% of cost up to 500 CPAP and masks 1 year
Latrobe Health Services LHS 1300 362 144 Premier Plus 70% of cost up to 200 CPAP and masks 3 years
    Premier 70% of cost up to 200 CPAP and masks 3 years
    Premier silver 80% of cost up to 250 CPAP and masks 3 years
    Premier gold 90% of cost up to 250 CPAP and masks 3 years
Medibank Private Limited MBP 134 190 Top Cover 55% $150 CPAP machine ONLY Yearly
    Top Cover 70% $200 CPAP machine ONLY Yearly
    Top Cover 85% $250 CPAP machine ONLY Yearly
Mildura District Hospital Fund Ltd MDH (03) 5023 0269 Five Star E1 $520 CPAP machine ONLY 3 years
    Ancilliary Plus $400 CPAP machine ONLY 3 years
National Health Benefits Australia Pty Ltd (onemedifund) OMF 1800 142 626 Extras plus 50% of cost up to $400 CPAP machine ONLY 3 financial years
Navy Health Ltd NHB 1300 306 289 Premium extras      
    Healthy living extras      
NIB Health Funds Ltd. NIB 13 16 42        
Peoplecare Health Insurance LHM (02) 4224 4333        
Phoenix Health Fund Limited PWA 1800 028 817        
Police Health SPE 1800 603 603        
Queensland Country Health Fund Ltd QCH 1800 813 415        
Railway and Transport Health Fund Limited RTE 1300 304 321        
Reserve Bank Health Society Ltd RBH 1800 027 299        
St.Lukes Health SLM 1300 651 988        
Teachers Health Fund NTF 1300 727 538    75% of cost up to $400 (Machine) up to $150 (Accessories)
 CPAP Machine & Accessories  3 Years (Machine)
Yearly (Accessories)
Transport Health Pty Ltd TFS 1300 806 808        
TUH QTU 1300 360 701        
Westfund Limited WFD 1300 9378 3863